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Terms of Service

1. Scope

These Terms of Service govern the use of Spendlog, a finance tracking tool provided by Daniel Punke (hereinafter "Provider"). By using the service, you agree to these terms.

2. Service Description

Spendlog offers two service tiers:

  • Free: Up to 50 transactions/month, 3 projects, basic features
  • PRO: Unlimited transactions and projects, advanced features, cloud sync

The service is provided "as is" without warranty. The Provider reserves the right to modify features or pricing with 30 days notice.

3. Contract Formation

The contract is formed when you create an account (Free) or complete the PRO subscription checkout process. You will receive a confirmation email.

4. Pricing and Payment

The PRO subscription costs 5 EUR/month (incl. VAT). Payment is processed monthly in advance via Stripe. Prices are subject to change with 30 days notice.

5. Right of Withdrawal

As a consumer in the EU, you have a 14-day right of withdrawal from the date of contract formation. To exercise this right, send an email to hello@spendlog.dev.

If you have actively used the PRO features during the withdrawal period, you agree to pay a proportionate amount for the services already rendered.

6. Cancellation

You can cancel your PRO subscription at any time with effect at the end of the current billing period. Cancellation can be done through the dashboard or by email to hello@spendlog.dev.

The Provider reserves the right to terminate accounts that violate these terms or engage in abuse, with immediate effect.

7. User Obligations

You agree to:

  • Provide accurate information during registration
  • Keep your login credentials confidential
  • Use the service only for lawful purposes
  • Not attempt to circumvent usage limits or security measures
  • Not reverse-engineer, decompile, or disassemble the software

8. Data Ownership

You retain all rights to your financial data. The Provider does not claim ownership of your content. You can export and delete your data at any time.

9. Liability

The Provider is liable without limitation for damages caused by intentional or grossly negligent conduct. For simple negligence, liability is limited to foreseeable, typical damages and only applies to breaches of essential contractual obligations.

Liability for data loss is limited to the typical recovery effort that would have been necessary if regular backup copies had been made.

Tax Disclaimer: Spendlog is a tracking tool, not a tax advisor. The Provider assumes no liability for the correctness or completeness of tax-related features. Always consult a qualified tax advisor for tax matters.

10. Changes to Terms

The Provider may modify these terms with 30 days notice. You will be notified via email. Continued use of the service after the notice period constitutes acceptance of the new terms.

11. Governing Law

These terms are governed by German law, excluding the UN Convention on Contracts for the International Sale of Goods (CISG). Place of jurisdiction is Hamburg, Germany (if legally permissible).

12. Final Provisions

Should individual provisions of these terms be or become invalid, the validity of the remaining provisions remains unaffected. The invalid provision shall be replaced by a valid provision that comes closest to the economic purpose of the invalid provision.